<?xml version="1.0" encoding="UTF-8"?>
<!--
  PledgePay Uganda Limited — XML sitemap
  ===========================================================================
  The site has two crawlable pages. Everything else is deliberately absent:

    /admin/     already carries <meta name="robots" content="noindex, nofollow">
    /api/       JSON endpoints, not pages
    /database/  blocked outright by .htaccess
    install.php, deploy-check.php  restricted to localhost by .htaccess

  The home page sections (#about, #services, #products, #contact …) are NOT
  listed separately. A fragment is not a distinct URL — search engines index
  the page, not the anchor, and listing them would only report duplicates.

  WHEN YOU EDIT THIS
  Update <lastmod> when a page's visible content changes, not when a script or
  stylesheet is redeployed. An inflated lastmod teaches crawlers to distrust it.
  Use plain YYYY-MM-DD and never a date in the future.
  ===========================================================================
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">

  <!-- Home. Carries the company overview, services, the product cards band
       and the contact form, so it changes most often. -->
  <url>
    <loc>https://pledgepayug.com/</loc>
    <lastmod>2026-08-18</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Partners. Driven by the partners table, so it changes when an admin
       adds or removes a partner rather than on a fixed cadence. -->
  <url>
    <loc>https://pledgepayug.com/partners.html</loc>
    <lastmod>2026-08-18</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

</urlset>
